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The Bank reserves the proper to retain the applying types and paperwork supplied therewith, together with images, and gained’t return the same. Lost, stolen or broken Priority Pass cards are to be reported immediately to BRAC Bank. The Credit Limit assigned to the Primary Cardholder is inclusive of the Credit Limit of the Supplementary Cardholder and the Primary Cardholder and the Supplementary Cardholder can not make transactions by way of their respective Cards beyond the mentioned Credit Limit. The Bank might at its absolute discretion problem a Supplementary Card to an individual nominated by the Cardholder and permitted by the Bank.

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Cash-limit types a subset of the Cardholder’s Credit Limit/Purchase Limit. “Card Account” means the account opened within the name of the Cardholder and maintained by BRAC Bank Limited for the purpose of utilization of the Credit Card as per the phrases and conditions contained herein. BRAC Bank Credit Card Terms and Conditions 1. Definitions & Interpretation “Applicant” means one that has/have utilized for a Card to BRAC Bank Limited. Still have you ever a question then be happy to ask by comment.

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Such instructions can’t be withdrawn /cancelled except with the written consent of BRAC Bank. Both Local and International (up to $300) e-commerce transaction will mechanically be enabled for the credit cardholders. Cardholder can disable the e-commerce transaction anytime by calling BRAC Bank Call Centre.

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The cardholder and/or his estate shall be answerable for repaying in full any excellent balances on the cardboard account and shall maintain the Bank indemnified for all costs and expenses incurred in recovering such outstanding balances. All Cardholders might be billed on a monthly basis for all Charges incurred by way of Card and for all expenses relevant to the Card Account. BRAC Bank shall endeavor that no delay is caused in sending the Statement to the Cardholder. However, there could additionally be no statement generated for the period by which there has been no excellent due and no transaction on the Card Account within the preceding month. The facility of a Supplementary Card, is a particular facility at such fee/rate as could also be stipulated by BRAC Bank once in a while. All entries within the Statement of Account shall be presumed appropriate until the Cardholder disputes such entries inside 30 days from the Statement of Account and proves such entry to be incorrect.

In the event of the stated checking account not having enough funds on the Payment Due Date or subsequent 2 consecutive days, the Cardholder shall be liable to pay all the Charges relevant along with the Card dues. The Cardholder agrees and confirms that each one the particulars submitted to BRAC Bank by the Cardholder for availing of the auto debit facility shall be appropriate and full. BRAC Bank shall not be liable if the auto debit transaction is delayed or not effected at all for causes of incomplete or incorrect info or for any reason in any way. The Cardholder further agrees and undertakes to inform the Cardholder’s financial institution of the auto debit instructions issued in favor of BRAC Bank and not to close the mentioned checking account without the prior consent of BRAC Bank.

The Priority Pass card is just legitimate up to its date of expiry and may not be utilized by any particular person other than the cardholder. Processing charge on the transferred amount could apply as per latest Schedule of Charges. Maximum 95% of the out there credit score restrict can be availed for Balance Transfer. The Bank shall terminate the use of the cardboard with out notice upon the death, bankruptcy or insolvency of the cardholder or when the whereabouts of the cardholder turn into unknown to the Bank due to any cause attributable to the Bank. For cheque fee via Drop Box positioned at various BRAC Bank branches, cost to be reflected on the following working day. The Bank will credit the Cardholder’s Card account with the amount of any refund only upon receipt of a properly issued credit voucher from the merchant institution.

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All statutory taxes, service tax, VAT, all different imposts, duties and taxes as may be levied from time to time by the Government or other authority in respect of or in reference to the Card. The cash advance charge and finance cost are non-refundable. The Bank at its sole discretion may reverse the partial or full amount. “Minimum Amount Due” means the minimal amount specified by the Bank in statement which if paid by the Payment Due Date will forestall any late fee fee.

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Should the Cardholder be away from Bangladesh more than a month, the Card Account must be settled 7 days previous to his/her departure. The Cardholder should promptly notify the Bank in writing of any change in employment or business or tackle (office and/or residence) or if Cardholder intends to be away from Bangladesh for greater than 30 days. All costs and expenses in such regard could also be debited to the Card Account and shall be payable by the Cardholder.

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