Credit Card
A credit card is a card issued by a bank or any financial company. It allows you to buy something by borrowing money up to duration as per bank policy. These are the new-age convenient various to currency and debit cards. My Loan Route is a financial marketplace where you can get a range of credit cards, along with their benefits, features, fee details, and latest offers- everything at one place.
Benefits Of Credit Card
- Instant money whenever you need.
- Allow you to purchase without any tension of current funds in your account.
- Boost Cibil score.
- Limited documentation required.
- Individuals can apply for it online even at the comfort of their home.
- EMI Conversion.
- Get multiple offers like cashback, discounts at movie tickets, on travelling, on shopping etc…
Steps To Apply
Eligibility Criteria For Loan
Particulars | Salaried | Self-Employed |
|---|---|---|
Age(Min-Max) | 23 years to 58 years | 28 years to 65 years |
Income | Rs.25,000 | Minimum turnover of Rs.40 lakhs |
CIBIL Score | Above 750 | Above 750 |
Documents for Loan Application
Salaried | Self-Employed |
|---|---|
Application form with photograph | Application form with photograph |
Identity and Residence proof | Identity and Residence proof |
Last 6 months bank statements | Last 6 months bank statements |
Processing fee cheque | Processing fee cheque |
Latest Salary Slip | Latest Salary Slip |
Form 16 | Business Profile and Previous 3 years Income Tax returns (self and business) |
Previous 3 years Profit/Loss and Balance Sheet |